Fynory International
Start your U.S. credit history from your country.
For eligible countries outside the U.S. Sign up in the app with your passport or national ID, pay monthly, and build a U.S. credit history before you arrive.
From
$3.99/mo
Passport or national ID
All you need to get started.
Plans priced for your country
Your exact price appears in the app before you pay.
| Plans priced for your country | Starter | Plus | Premium |
|---|---|---|---|
| Most countries | $4.99/mo | $7.99/mo | $11.99/mo |
| Selected markets | $3.99/mo | $5.99/mo | $9.99/mo |
Can I sign up from any country?
The app lists every country, but plans, payment methods and the ITIN service depend on your country and identity review.
Do I need to live in the U.S.?
No. The international membership is for eligible members who live outside the U.S.
Do I need an ITIN to start?
No. You start with your passport or national ID. An ITIN is optional and can be added later.
How much is the ITIN service?
A one-time $199 where offered. Approval and timing depend on the IRS.
Your credit clock starts the day you join.
Every month you wait is a month of history you don’t have. Join in about five minutes.